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James E. Francis

Previously, James worked at Oppenheimer & Company, Shearson Lehman Hutton and IBM Corporation. He received his B.A. from Morehouse College.
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Beverly Anderson

Previously, Beverly was Senior Vice President of Strategic Planning at Fleet Credit Card Services. Prior to that, she was a Principal at Novantas and Vice President at First USA/Bank One. She received her B.S. in Business from the Florida Agricultural and Mechanical University and received a Masters in Business Administration from Harvard Business School.
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